Bowie, Maryland Property Tax Liens Lawyer

Bankruptcy Attorney Helping You Deal With Past-Due Property Taxes in Bowie, MD

If you own real estate, you have yearly property tax obligations. Depending on where you live, you may owe both city and county property taxes. Maryland's property taxes are higher than those in many states, and paying them on time every year can be a challenge. If you get behind, tax agencies can place a lien on your property, and this could lead to a foreclosure or tax sale. The automatic stay that goes into effect when filing for bankruptcy can temporarily cease those adverse actions, both for your property tax issues and other types of debt. As you address issues related to property taxes, you need the assistance of an experienced bankruptcy lawyer who can protect your interests.

At Bloc One Services, LLC, Attorney Hope Blocton is called "the people's attorney" because she understands that difficult decisions come with hard times. We are here to provide invaluable information, guidance, and support to help you make those choices confidently. Our goal is to provide you with exceptional legal services at a fair and reasonable price. Let us help you turn your financial setbacks into a comeback.

We Can Help You Keep Your Home by Addressing Property Tax Liens Through Bankruptcy

Nobody likes paying taxes. However, your property taxes must be paid in a timely manner to avoid adverse actions. If you are even one year behind on your property taxes, the taxing agency can put a lien on your property. That lien could potentially be sold to investors or other private parties.

Your tax debt is subject to fees and interest if you do not pay it when it is due. Once a lien is placed and a certain amount of time passes, which is usually between six and 24 months, the lienholder can initiate a foreclosure or tax sale of your property to recover their funds. You could be evicted, and the lienholder would keep any profits realized with the sale of your property.

The best time to deal with a potential tax lien is before it is placed. However, if there is already a property tax lien, you still have options.

Negotiating With Your Lienholder

In some cases, you may be able to make arrangements to pay your delinquent property taxes over time without the need for more drastic action. Depending on your overall financial situation, allowing us to help you negotiate favorable terms while protecting your interests may be a good option for you.

Filing for Bankruptcy

With Chapter 7 bankruptcy, your outstanding property tax debt could be discharged. However, that will not eliminate or remove a property tax lien. Your lienholder could still force the sale of your property. In these cases, Chapter 13 may be a better choice.

With Chapter 13 bankruptcy, you can include your outstanding property tax debt in your bankruptcy filing. Tax debts generally take priority in your repayment plan, so you would be able to satisfy your past-due property taxes over time. Once that debt is satisfied, the lienholder will usually release your lien.

Selling Your Home

If there is no choice but to sell your home, we can help you do it on your terms rather than losing your equity to your lienholder. The funds you receive from the sale can be used to pay your property tax debt and remove the lien.

Contact Our Bowie Property Tax Liens Attorney

You cannot trust just any attorney with your financial future. Only one firm can truly give you Hope. Bloc One Services, LLC serves individuals, families, and businesses in Prince George's, Montgomery, and Charles Counties, as well as communities surrounding Washington D.C. Contact us to set up your complimentary consultation today, either online or by calling 240-200-0076.